Alternatives To Bankruptcy

In some situations, bankruptcy may not be your best or only option. Thankfully, there are oftentimes alternatives available that will allow you to regain control of your finances while avoiding a bankruptcy filing. Thoroughly understanding your debt relief choices can help you make a confident decision on how to proceed, allowing you to begin the financial rebuilding process with peace of mind.

An often-recommended alternative to bankruptcy, when possible, is to negotiate with your creditors for a discounted lump-sum amount or repayment over time. Debt settlement can be a recommended alternative for someone who has some source of income or funds available to dedicate toward settlements. It can also be a way for individuals to save themselves significant amounts off the payoff balance while regaining control over their finances.

In other instances, individuals may have valid defenses to debt collection lawsuits or be able to prove that the debt is too old for legal collection efforts based on the Georgia statute of limitations.

Hicks Hill, LLC has an abundance of experience with complex debt negotiations as well as other debt management strategies. We understand that bankruptcy may not always be viable option or a decision everyone is comfortable making. We work to carefully evaluate your situation, identify your options and preferences and help you move forward without the stress of seemingly insurmountable debt.

For the experienced and reliable guidance you need, please contact us today at (770) 428-1000. We offer a free initial consultation to evaluate your circumstances and determine your best path forward. We are here to help you make smart and informed decisions regarding your financial situation!